Insurance Claims
What about insurance, some says, they don’t want to join insurance because its hard to claims it although they have pay it regularly. Actually, claims are clients rights, and of course the insurance company have obligation to process and pay the claims according to their terms.
To prevent to get rejected by insurance company, make sure that your account is active and claims according to what agreed in insurance terms. There are several general claims process, which we will discuss more further below.
Following are the General Claims Processing Stages:
1) Claim Form completed by the Insured / Participant / Policy Holder / Heirs (for death claims), to include a certificate from a doctor or certified medical consultant.
2) Insured / Participant / Policy Holder / Heirs related documents submitted claims to insurance companies, such as receipts, the medical records, laboratory results, police report (if claim for the accident), and other necessary documents.
3) Include the Policy Number and Account Number you with the right, and sign according to Claim signatures that are in the policy, include self-identity as well (id card / Passport). So make sure you have included Policy Number and Account Number Policyholder clear, complete and correct.
4) Insurance Company will make the process of validation and verification of a companion document to the Policyholder / Insured / Heir and the doctor or hospital if necessary.
5) If the results of validation and verification by the insurance company is in conformity with the provisions, payment of claims will be processed by the claims.
6) insurance benefits will be paid / transferred to the Policyholder / Insured / Participant / Heirs.
If you still found it difficult to claims and got problems with your insurance company, you could consult it with No win No fee, its a consultant company which offers interesting benefit, they will help you with your problems, and the guarantee no payment will be charged if the claims not success.